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It's All in the Neighborhood
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6 Questions to Ask Before Buying a Second Home
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Does Installing a Pool Add Home Value?
Upgrading or Downsizing Your Home? - Tips for Deciding Whether to Move or Remodel
5 Ways to Increase Home Value
5 Tips on Qualifying for a Second Home Mortgage
How to Build Home Equity
A Few Facts About Credit Scores
How To Pay Off Your Debt
5 Best Ways to Consolidate Debt
Keep Track of Your Investments
Money Tips From Experts
Understanding Bond Yield
Understand Your Investment Fees Like a Professional
Investment Risks: The 5 Elements of Outperformance
Preferred Stock: An Investment Opportunity to Consider
Avoid High 401(k) Fees
Protect Your Investments From Losses
Smart Asset Allocation
10 Retirement Savings Tips
How Much Do I Need to Retire
5 Travel Tips for Seniors and Retirees Traveling on a Budget
Is a Roth IRA Right For You?
Keep Investing In Retirement
Finance Advice For Grads
Critical College Application Deadlines
How to Find College Scholarships and Grants
The High Cost of College Education Today
Top 5 Tips on How to Get Financial Aid
Why Take Summer College Classes?
7 Ways to Make Paying for College Affordable
The Facts About Student Loan Consolidation
President Trump's Plan for the Obama Student Loan Forgiveness Program
Ways to Avoid 529 Plan Withdrawal Penalties
FAFSA - 5 Tips for Maximizing Your Federal Student Financial Aid Eligibility
Personal Tax Strategies
Tips To Lower Your Taxes
Identity Theft and the IRS
Tax Strategies for Itemizers
Tax Planning Prevents Costly Mistakes
5 Overlooked Federal Tax Deductions
Audited by the IRS? Do These 5 Things
Should You Do Your Own Taxes?
Overseas Travel and Delinquent Taxes
Deducting Business Expenses From Vacations
5 Questions to Ask Before Filing Taxes
Types of Audits
Best Rental Property Deductions for Landlords
Do Tax Extensions Trigger Tax Audits?
The Difference Between Non-Certified vs. Certified Tax Professionals
Uncommon Tax Deductible Charitable Donations
How to Use the Sales Tax Deduction
A Guide to Filing 1099s for the Self-Employed and Small Business Owner
5 Big Tax Saving Tips for the Entire Year
What to Do If You Lost or Haven't Received Your W-2
A Common Mistake With Trusts
Estate Planning Mistakes
When to Review Your Estate Plan
How to Set Up an Estate Account
Inheritance Tax: What You Should Know
3 Mistakes to Avoid When Making a Will
Health and Medical
3 Steps That Can Save You Thousands on Health Insurance Costs
Explanation of Health Insurance Deductibles
Best Health Insurance Plan: PPO, HMO or HSA
Ways to Avoid and Protect Yourself From Medical Bankruptcies
Managing Medical Bills Saves Time and Money
Real Estate Insurance
3 Reasons Why You Should Review Your Life Insurance Policy
Evaluating Your Life Insurance Needs
Is It Better to Lease or Buy
Do Extended Warranties for Cars Make Sense
Car Tax Deductions for Personal Vehicle Purchases
6 Risks to Consider When Getting a Personal Loan
Maximizing Social Security Benefits
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A company’s debts expressed as a percentage of its equity capital. High gearing means debts are high in relation to equity capital.
General Obligation (GO) Bond
A municipal bond whose issuer’s ability to pay back principal and interest is based on its full taxing power.
Nickname for the Government National Mortgage Association and the mortgage–backed securities it issues.
See Government National Mortgage Association.
Gold – GOX
The CBOE Gold Index – (GOX) is an equal–dollar–weighted index composed of 10 companies involved primarily in gold mining and production. The index is re–balanced after the close of business on expiration Friday on the March quarterly cycle.
Securities delivered to the broker from the seller that are properly endorsed and in proper order to be delivered to the buyer.
Good–Til–Canceled (open) Order (GTC)
An order that does not expire at the end of the day it is entered. Instead, it remains in force until it is either executed or canceled. Ameritrade cancels all GTC orders at the end of the next month after the order has been placed.
Debt security issued by the U.S. Government.
Government National Mortgage Association (GNMA)
A government corporation that provides primary mortgages through bond issuances. Its securities are called Ginnie Maes.
Stock of a company in a new industry or of a company participating in an emerging industry.
See Good–til–Canceled (Open) Order.
Someone who manages securities in a minor’s account or someone who handles the affairs of an incompetent person.
To reduce the risk in one security by taking an offsetting position in a related security.
A situation where a security is temporarily not available for trading (e.g. Market Makers are not allowed to display quotes).
HH Savings Bonds
A savings bond that pays semiannual coupon interest, unlike EE savings bonds.
Hit the Bid
This is the term used for when traders sell to the current posted bid.
House Maintenance Call
Demand to the customer for additional funds from the brokerage firm because the equity in the customer’s margin account has fallen below the minimum amount allowed by the firm.
The minimum amount of equity brokerage firms require margin clients to maintain in the account.
A brokerage firm’s pledging of margin securities at a bank to secure the funds necessary to carry an account’s debit balance.
An instruction on an order that requires execution of as many lots as can be filled immediately, and the rest canceled.
Bonds issued when the ability of the issuing company to pay interest is questioned. They are speculative instruments that pay high rates of interest.
A strategy of arranging bonds so that they produce a consistent series of payments.
The terms of a corporate bond. Also known as deed of trust, it appears on the face of the bond certificate.
Industrial Revenue (ID Revenue, ID Revs, or Industrial Rev) Bond
A form of municipal bond whose issuer’s ability to pay interest and principal is based on revenue earned from an industrial complex.
The lowest price at which someone is willing to sell a security.
The highest price at which someone is willing to buy a security.
The highest bid and the lowest offer prices among all competing Market Makers in a Nasdaq security, i.e., the best bid and offer prices.
Person with nonpublic information on a corporation. Directors, officers and stockholders owning more than 10% of any one class of stock are usually considered insiders.
The purchase or sale of shares by someone who possesses "inside" information about the company; i.e., information on the company’s performance and prospects which has not yet been made available to the market as a whole and which, if available, might affect the share price.
Interest Rate Risk
The prospect that Treasury and agency securities will decline in price if economy–wide interest rates rise.
A dividend declared part way through a company’s financial year, authorized solely by the directors.
Those maturing five to ten years after original issue.
Used to describe options that the holder would profit from exercising. Call options are in–the–money when the underlying security’s value is greater than the option’s strike price. Put options are in–the–money when the underlying security’s value is less than the option’s strike price.
Company whose sole business consists of buying, selling and holding shares.
The date that the security started publicly trading.
IRA – Individual Retirement Accounts
A tax–deferred retirement plan created by the U.S. government.
(1) The process by which a new security is brought to market. (2) Any security.
Month and day that a security is initially issued.
Stock sold to the public.
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