Homeownership

For many the American dream is still owning your own home.

It’s difficult to qualify for a loan in today’s market. Most consumers are not getting the best rates because they don’t know who to turn to or don’t know what type of loan to apply for.

In the homeownership section, you’ll explore all the considerations for buying a home, understand the different types of mortgages and what institutions can offer the best rates, learn how and when to refinance your home loan, whether to pay off your home loan or not, and the pros and cons of buying versus renting a home.


It's All in the Neighborhood

According to a survey done by the California Association of Realtors, the number one factor in buying a home is the neighborhood. Over 50 percent of respondents said that neighborhood was the most important factor, even above getting a "deal." Read more...

Acquiring the Down Payment for a House

You want a home? How do you get the down payment for a house? Let’s start with the basics – What is a down payment? It is the money a buyer is bringing to the table to purchase a home, along with a loan. Read more...

Low Cost Home Repair Ideas

You are getting ready to close on your new home or you just moved in and all of the sudden, HGTV has become your favorite show. However, you pushed your budget just to buy the house and have to be very cost conscious when looking at doing any fix up. Read more...

6 Questions to Ask Before Buying a Second Home

Thinking about a Second/Vacation home or Vacation Rental? Here are a few things you should know. What is the difference between a second/vacation home and vacation rental? A second/vacation home is a residence that is occupied by its owners Read more...

10 Tips for First Time Home Buyers

When you have a career in real estate, and have done extensive investing in real estate for much of your children’s lives as my husband and I have, you might expect that your children are pretty real estate savvy; at least I did Read more...

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